Not Just For Farms: Vital Facts About USDA Loans

If you thought that being a home-owner was just a dream, you need to know about a government-sponsored program just for people like you. The U.S Department of Agriculture has a loan guarantee program that makes it possible for people with little-to-no down payment to actually buy a home of their own. If you are tired of spending money on rent instead of building equity in your own home, read on for what you need to know about USDA loans. [Read More]

Considering A Payday Loan? How To Use A Zero Based Budget To Pay It Off

Even though you have a payday loan to pay off, you still need to budget your money. Budgeting is a spending plan so you can get your bills paid off, as well as save money for things like vacations. When you hear the word budget, you may think of it as something difficult to set up. A zero based budget, however, is very simple, and you can get started doing it today. [Read More]

Premium Checking Accounts: Are They Right For You?

Most people start out with a basic checking account that earns a relatively small amount of interest and comes with minimal fees. However, as your financial life begins to become more stable, you may wish to consider upgrading to a premium checking account. Below you will learn more about the requirements that come along with these prestigious accounts, as well as the benefits that they have to offer. Taking the time to review this information can help you to determine whether or not a premium checking account is right for you. [Read More]

Is Collecting Unique Items Your New Hobby? Look for Bronze Sculptures at a Pawn Shop

If you recently embarked on a new hobby as an art or jewelry collector but can't find anything unique enough to buy online or locally, try your luck at a pawn shop. Customers who need money fast may pawn their paintings, sculptures or antique jewelry to get it. Most of these customers never return to pick up their valuables, because they don't have the money to pay off their pawn loans. [Read More]